The purpose of taking it. Defining what you expect and want from investing is important before you decide which investments are appropriate for you. You want a steady stream of cash flow, or you want your money to grow more slowly than extra spending requirements in the future?
Interest income-interest on money that you borrow to others is given for the rate of deposits of $ 10000 certificate paid 3 percent and last year five to get you $ 300 of interest each year for a total of $ 1500, you "borrow" money to the Bank and the Bank back to pay interest income Plus your back $ 10000 at maturity
If you borrow $ 10000 to a friend or family member for five years. The same concepts apply depending on your anxiety is repaid, you may need a higher interest rate than you are full. "Think" Bank.
Proposed as the type of loan, when you buy a bond issued by the company or they will lend them your payments for fixed interest rate until the bond Offer can contain additional features which remove certain requirements of certain conditions.? Propose some calling features that allow the company to pay back your principal sooner than the maturity date. In addition, you can sell your bond to another person before they reach and sales prices may be more or less than the original amount that you paid.
Income, dividend-stock dividend when the company's Board of Directors declared a cash surplus will pay their shareholders. If you own shares of the company's own piece of the company and the pro rata share of the profit (or loss) of companies The positive growth in the future, or values that are generated by any company.
Dividends are not guaranteed Some companies will pay dividends for the year you can take cash or used to purchase additional shares of stock Other companies will reinvest all cash to grow and expand their operations in order to increase the value in the future to share you own
Capital gains and losses-if you own any stock investments, including real or Estate value of investments may increase or decrease If you own shares in the company can increase the price per share based on the value of the business. If you have bought 100 shares of ABC Company, for $ 50 per share 10 years and now each share for $ 60, you can make $ 1000 investment here $ 1000 profit than any of the bonuses you receive investments include income you receive for owning stocks.
Show interest income and capital gains or losses If you sell the bond before the The current value may be greater than or less than what you pay depends on the current interest rate. If you hold the bond until maturity Total net profit of you just pay the interest that you receive all of the bond
Consider the wants and needs before you decide how to set a higher expected returns need to be more vulnerable and less certain.
Connie Brezik as investment advisor and Casper financial planning? She can be reached at connie@asset-strategies-inc.com
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